Too often, financial advisors focus primarily on maximizing returns. Less attention is paid to positioning you for downturns and volatility. While that might work during bull markets, you may find out that your money was not adequately prepared for market shocks or bear markets. When outsize losses occur, you’re often told to just wait it out.
We don’t agree with that approach.
Instead, we prioritize wealth preservation alongside growth.
At Holland Capital Management, we help high-income and high net worth people take better care of their money. Yes, it requires more effort than simply diversifying your money across a range of mutual funds and letting it rise and fall with the market.
Instead, here’s what you can expect from us:
  • You will work directly with an experienced professional, M. Chad Holland, CFA, CFP®, for financial planning and wealth management strategies.
  • Your money is invested and continually monitored by hand-picked money managers with independently verified GIPS® track records.
  • Risk management is a priority. We’ll implement strategies for growth (offense) as well as downside protection (defense).
  • Your portfolio will be custom-designed for your needs and risk tolerance.
  • We use individual stocks, bonds, and hand-picked low-fee ETFs to minimize fees and maximize your ability to control taxes.
And we don’t just strive to match the market since that can mean large drops in market downturns. Instead, we aim to generate higher after-tax, risk-adjusted returns, especially during volatile times.

Right Investment Management in Charlotte NC

When you’re just starting out, mutual fund portfolios or simplistic passive strategies can be fine. But as your wealth grows, you need more focus on strategy so you can preserve what you’ve built and generate sustainable growth.

At Holland Capital Management, you’ll get investment management in Charlotte from a Chartered Financial Analyst® and CFP®. We specialize in serving high net worth and high-income people, so we can help you with advanced strategies that strive to achieve better risk-adjusted returns,

Holland Capital Management|Charlotte Investment Management 

Your Trusted Investment Management in Charlotte, NC

Our Investment Management philosophy is based on the premise that once you’ve created wealth, it is more important than ever to preserve it. Consequently, our Charlotte investment management includes both defensive and offensive strategies. 

Here’s a preview of what our Investment Management service covers:

  • Understanding your financial goals: Through an intense yet structured “Getting to Know You” process, we’ll understand what your financial goals are. Then, we’ll help you prioritize the short, medium and long-term financial objectives you’d like to accomplish.
  • Analyze a point-in-time snapshot: The next step is to analyze where you are today, in terms of your savings, assets and current investment portfolio. We’ll look at all your assets, including real estate, or other alternative assets. Sometimes, this phase of our review results in actionable steps that can immediately benefit you – like some strategic tax loss harvesting that allows you to shift to similar investments but offset capital gains. Or we may find better after-tax opportunities for you using alternative investments or other strategies.
  • Proposing an investment strategy: With that information in hand, our Financial Planner will work hand-in-hand with your Portfolio Manager to create a comprehensive customized investment strategy best suited to your needs. We’ll always pay attention to tax-efficiency to maximize your after-tax results.
  • Implementing the plan: Our discretionary investment management in Charlotte NC is dynamic. We guide you through life changes and make decisions on your behalf to optimize your portfolio as tax laws or economic conditions change.
  • Watching over your investments: We’ll monitor and review your investments, plans and strategies in light of changing investment climates. We’ll always stay on the lookout for new opportunities, and we’ll keep you fully informed with frequent updates.

Frequently Asked Questions

How do you approach risk management?

Risk management is a cornerstone of our investment philosophy. We understand the importance of safeguarding your wealth during market downturns. Our strategies include customized portfolios designed to meet your specific needs and risk tolerance, using individual stocks, bonds, and low-fee ETFs to minimize fees and maximize tax control. 

We specialize in serving high-income and high net worth individuals. Our services are tailored to those who need advanced strategies to preserve and grow their wealth sustainably. If you have significant assets and are looking for a more strategic approach to investment management in Charlotte, we are well suited to meet your needs. 

We use individual stocks, bonds, and hand-picked low-fee ETFs to minimize fees and maximize your control over taxes. Our goal is to ensure you receive high-quality investment management services that are cost-effective and aligned with your financial goals. 

Once we have proposed an investment strategy, we implement it through our discretionary investment management in Charlotte NC. This means we make decisions on your behalf to optimize your portfolio as tax laws or economic conditions change, ensuring your investments are always aligned with your financial objectives.

We pay close attention to tax efficiency by utilizing strategies such as tax loss harvesting, which allows you to offset capital gains. We also explore better after-tax opportunities using alternative investments and other strategies to ensure you achieve the best possible after-tax results. 

While we do not guarantee specific returns, our objective is to generate higher after-tax, risk-adjusted returns, especially during volatile times. Our focus on both growth and wealth preservation helps to mitigate risks and optimize performance over the long term. 

The Areas Our Financial Advisor Serves

Asheville

Athens

Atlanta

Augusta

Cape Coral

Cary

Charleston

Chattanooga

Clarksville

Columbia

Columbus

Daytona Beach

Fort Lauderdale

Franklin

Greensboro

Greenville

Hialeah

High Point

Jackson

Jacksonville

Knoxville

Lancaster

Macon

Melbourne

Memphis

Miami

Mount Pleasant

Murfreesboro

Myrtle Beach

Nashville

North Charleston

Orlando

Palm Beach

Port St. Lucie

Raleigh

Rock Hill

Roswell

Sandy Springs

Sarasota

Savannah

Spartanburg

St. Petersburg

Summerville

Tallahassee

Tampa

Wilmington

Winston-Salem