A well‑structured 401(k) is central to recruiting and retaining employees. Some Principal plans rely on legacy fund menus or lack modern features that participants value. Benchmarking helps keep your benefit competitive and aligned with today’s workforce expectations.
Holland Capital Management in Grovetown, GA
The first thing to consider when looking to find a financial advisor in Grovetown, GA: who are the team members? That’s critical since your financial well-being requires a lot more than just portfolio management. Along with attention to investments, you will likely need other services.

M. Chad Holland CFA, CFP®
About Grovetown, Georgia
Grovetown
Grovetown is a city in Columbia County, Georgia, United States. It is part of the Augusta metropolitan area and the Central Savannah River Area. The 2019 population estimate was 15,152. The mayor is Gary Jones. From the building of the Georgia Railroad, which travels through the city until at least the 1860s, the community was known as "Belair".
The Problem
Investment menus might not include diversified, low‑cost options.
Features such as Roth, auto‑enrollment, and profit‑sharing may be missing or underused.
Outdated design can reduce participation and satisfaction.
Why Benchmarking Matters
Benchmarking compares design and features to peer employers.
Identifies enhancements without requiring a provider switch.
Demonstrates a competitive benefit to current and prospective employees.
How Holland Capital Helps
Independent review of Principal plan design, features, and investments.
Recommendations that improve participant experience and outcomes.
Focus on practical, low‑friction enhancements.
Our Fiduciary Advantage
Holland Capital Management, led by M. Chad Holland, CFA®, CFP®, is an independent fiduciary advisory firm. We provide objective oversight to protect plan sponsors and strengthen retirement outcomes.
Schedule a no‑cost Principal 401(k) plan quality review.
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Location
Grovetown, GA - Hours
Monday - 9am-5pm
Tuesday - 9am-5pm
Wednesday - 9am-5pm
Thursday - 9am-5pm
Friday - 9am-5pm - Phone/Fax
P | 877-733-9435
F | (980) 500-1531 - Email Us
chad@hollandcapitalgroup.com
Frequently Asked Questions
+Why does plan quality matter?
Competitive retirement benefits support hiring, retention, and participant outcomes.
+Will improvements require switching providers?
Not necessarily. Many enhancements can be implemented within your current framework.
+Which features are most requested by employees?
Roth contributions, diversified low‑cost funds, auto‑enrollment, and transparent fees.