A well‑structured 401(k) is central to recruiting and retaining employees. Some Principal plans rely on legacy fund menus or lack modern features that participants value. Benchmarking helps keep your benefit competitive and aligned with today’s workforce expectations.
Holland Capital Management in Fletcher, NC
The first thing to consider when looking to find a financial advisor in Fletcher, NC: who are the team members? That’s critical since your financial well-being requires a lot more than just portfolio management. Along with attention to investments, you will likely need other services.
M. Chad Holland CFA, CFP®
About Fletcher, North Carolina
Fletcher
Fletcher is a town in Henderson County, North Carolina, United States. The population was 7,187 at the 2010 census, and was estimated to be 8,333 in 2018. Fletcher is adjacent to Asheville Regional Airport, which serves western North Carolina. It is part of the Asheville Metropolitan Statistical Area.
The Problem
Investment menus might not include diversified, low‑cost options.- Features such as Roth, auto‑enrollment, and profit‑sharing may be missing or underused.
- Outdated design can reduce participation and satisfaction.
Why Benchmarking Matters
- Benchmarking compares design and features to peer employers.
- Identifies enhancements without requiring a provider switch.
- Demonstrates a competitive benefit to current and prospective employees.
How Holland Capital Helps
- Independent review of Principal plan design, features, and investments.
- Recommendations that improve participant experience and outcomes.
- Focus on practical, low‑friction enhancements.
Our Fiduciary Advantage
Holland Capital Management, led by M. Chad Holland, CFA®, CFP®, is an independent fiduciary advisory firm. We provide objective oversight to protect plan sponsors and strengthen retirement outcomes.
Schedule a no‑cost Principal 401(k) plan quality review.
-
Location
Fletcher, NC - Hours
Monday - 9am-5pm
Tuesday - 9am-5pm
Wednesday - 9am-5pm
Thursday - 9am-5pm
Friday - 9am-5pm - Phone/Fax
P | 877-733-9435
F | (980) 500-1531 - Email Us
chad@hollandcapitalgroup.com
Frequently Asked Questions
+Why does plan quality matter?
Competitive retirement benefits support hiring, retention, and participant outcomes.
+Will improvements require switching providers?
Not necessarily. Many enhancements can be implemented within your current framework.
+Which features are most requested by employees?
Roth contributions, diversified low‑cost funds, auto‑enrollment, and transparent fees.