Is Your 401(k) Strategy as Precise as Your Career?
If you are a cardiologist in Spring Hill, transitioning toward retirement or scaling back procedures, your 401(k) rollover deserves more than generic advice.
At Holland Capital Management, we help physicians consolidate accounts, reduce tax exposure, and build long-term income strategies that reflect the complexities of a high-income medical career. Our approach is fee-only and planning-first, with no product sales or commissions.

About Holland Capital Management in Spring Hill, TN
Holland Capital Management is a fiduciary, fee-only advisory firm serving high-income professionals across the nation. With offices in Charlotte, NC, and Winter Park, FL, we specialize in retirement, tax, and investment planning for physicians, attorneys, business owners, and executives.

M. Chad Holland CFA, CFP®
About Spring Hill, Tennessee
Spring Hill
Spring Hill is a city in Maury and Williamson counties in the U. S. state of Tennessee, located approximately 30 miles (48 km) south of Nashville. Its population as of 2022 is 55,800. Spring Hill is recognized as the 4th fastest growing city in Tennessee by the U.
Why Cardiologists in Spring Hill Work with us

Fiduciary, Fee-Only Advice
We offer objective guidance with no commissions, conflicts of interest, or sales agendas.
Medical Career Experience
We understand the career arc of specialists like cardiologists, including how layered retirement accounts and complex compensation structures affect planning.
Tax-Smart Rollover Planning
We coordinate with your CPA to avoid unnecessary taxes, plan for Roth conversions, and address Medicare-related thresholds.
Work Directly with a CFA®, CFP®
Your planning relationship is with M. Chad Holland, CFA®, CFP®. No handoffs. No junior advisors.
What We Help Spring Hill Cardiologists Do
Evaluate and compare hospital and private practice retirement plans
Coordinate rollovers across 401(k), 403(b), and IRA structures
Design an evolving income strategy for multiple retirement phases
Avoid common rollover mistakes that can lead to penalties, tax drag, or product restrictions
Schedule a Clarity Call
Whether you live in Spring Hill or practice nearby, we offer virtual consultations for physicians nationwide. We welcome the opportunity to learn about your situation and answer your rollover-related questions.
No pressure. No product sales. Just clear, experienced guidance.

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Disclosures
This page is for informational purposes only and does not constitute investment advice. All investing involves risk.
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Location
Spring Hill, TN - Hours
Monday - 9am-5pm
Tuesday - 9am-5pm
Wednesday - 9am-5pm
Thursday - 9am-5pm
Friday - 9am-5pm - Phone/Fax
P | 877-733-9435
F | (980) 500-1531 - Email Us
chad@hollandcapitalgroup.com