A competitive 401(k) helps recruit and retain talent. Yet many employers discover their Principal plans carry excessive fees or outdated fund options. These costs erode participant balances and increase sponsor exposure. Benchmarking provides clarity and protection.
Holland Capital Management in Johns Creek, GA
The first thing to consider when looking to find a financial advisor in Johns Creek, GA: who are the team members? That’s critical since your financial well-being requires a lot more than just portfolio management. Along with attention to investments, you will likely need other services.
M. Chad Holland CFA, CFP®
About Johns Creek, Georgia
Johns Creek
Johns Creek is a city in Fulton County, Georgia, United States. According to the 2020 census, the population was 82,453. The city is a northeastern suburb of Atlanta. In the early 19th century, the Johns Creek area was dotted with trading posts along the Chattahoochee River in what was then Cherokee territory.
The Problem
Fee structures can include revenue‑sharing and higher‑cost share classes.- Administrative layers may increase total plan costs.
- Limited fee transparency makes it difficult to evaluate all‑in costs.
Why Benchmarking Matters
- Sponsors must ensure all‑in fees are reasonable relative to peers.
- Benchmarking documents diligence and supports prudent adjustments.
- Establishes a defensible process for regulators and stakeholders.
How Holland Capital Helps
- Independent benchmarking of your Principal plan.
- Analysis of fees, fund lineup, and services with actionable steps.
- Options to improve costs and governance without disruption.
Our Fiduciary Advantage
Holland Capital Management, led by M. Chad Holland, CFA®, CFP®, is an independent fiduciary advisory firm. We provide objective oversight to protect plan sponsors and strengthen retirement outcomes.
Schedule a no‑cost Principal 401(k) benchmarking review.
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Location
Johns Creek, GA - Hours
Monday - 9am-5pm
Tuesday - 9am-5pm
Wednesday - 9am-5pm
Thursday - 9am-5pm
Friday - 9am-5pm - Phone/Fax
P | 877-733-9435
F | (980) 500-1531 - Email Us
chad@hollandcapitalgroup.com
Frequently Asked Questions
+Can we lower costs without switching providers?
Often yes. Share‑class reviews and service negotiations can reduce costs within your current plan.
+How long does the benchmarking take?
Typically 2–3 weeks with complete plan documents.
+Are plan sponsors liable for excessive fees?
Yes. Benchmarking demonstrate prudent oversight.