A competitive 401(k) helps recruit and retain talent. Yet many employers discover their John Hancock plans carry excessive fees or outdated fund options. These costs erode participant balances and increase sponsor exposure. Benchmarking provides clarity and protection.
Holland Capital Management in Atlanta, GA
The first thing to consider when looking to find a financial advisor in Atlanta, GA: who are the team members? That’s critical since your financial well-being requires a lot more than just portfolio management. Along with attention to investments, you will likely need other services.
M. Chad Holland CFA, CFP®
About Atlanta, Georgia
Atlanta
Atlanta ( at-LAN-tə) is the capital and most populous city in the U. S. state of Georgia. It is the seat of Fulton County, and a portion of the city extends into neighboring DeKalb County. With a population of 510,823 (2023 estimate) living within the city limits, Atlanta is the eighth most populous city in the Southeast and 36th most populous city in the United States according to the 2020 U.
The Problem
Fee structures can include revenue‑sharing and higher‑cost share classes.- Administrative layers may increase total plan costs.
- Limited fee transparency makes it difficult to evaluate all‑in costs.
Why Benchmarking Matters
- Sponsors must ensure all‑in fees are reasonable relative to peers.
- Benchmarking documents diligence and supports prudent adjustments.
- Establishes a defensible process for regulators and stakeholders.
How Holland Capital Helps
- Independent benchmarking of your John Hancock plan.
- Analysis of fees, fund lineup, and services with actionable steps.
- Options to improve costs and governance without disruption.
Our Fiduciary Advantage
Holland Capital Management, led by M. Chad Holland, CFA®, CFP®, is an independent fiduciary advisory firm. We provide objective oversight to protect plan sponsors and strengthen retirement outcomes.
Schedule a no‑cost John Hancock 401(k) benchmarking review.
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Location
Atlanta, GA - Hours
Monday - 9am-5pm
Tuesday - 9am-5pm
Wednesday - 9am-5pm
Thursday - 9am-5pm
Friday - 9am-5pm - Phone/Fax
P | 877-733-9435
F | (980) 500-1531 - Email Us
chad@hollandcapitalgroup.com
Frequently Asked Questions
+Can we lower costs without switching providers?
Often yes. Share‑class reviews and service negotiations can reduce costs within your current plan.
+ How long does the benchmarking take?
Typically 2–3 weeks with complete plan documents.
+Are plan sponsors liable for excessive fees?
Yes. Benchmarking demonstrate prudent oversight.