Planning for Life After the ER Starts with a Clear Strategy
Suppose you are an emergency physician in Hendersonville. Chances are, you've accumulated multiple retirement accounts — 401(k)s from hospital work, SEP IRAs from locum assignments, and old plans from previous employers. Without coordination, these accounts can create inefficiencies that reduce flexibility and increase your tax burden.
At Holland Capital Management, we work with physicians to simplify fragmented portfolios and create a tax-aware strategy that considers the realities of variable income, phased retirement, and changing priorities. Our advice is fee-only and customized to your career path.

About Holland Capital Management in Hendersonville, NC
Led by M. Chad Holland, CFA®, CFP®, Holland Capital Management is a fiduciary, fee-only advisory firm serving physicians nationwide. With offices in Charlotte, NC, and Winter Park, FL, we offer retirement and tax planning strategies for doctors during career transitions.

M. Chad Holland CFA, CFP®
About Hendersonville, North Carolina
Hendersonville
Hendersonville is a city in and the county seat of Henderson County, North Carolina, United States, located 22 miles (35 km) south of Asheville. Like the county, the city is named for 19th-century North Carolina Supreme Court Chief Justice Leonard Henderson. The population was 13,137 at the 2010 census and was estimated in 2019 to be 14,157.
Why Emergency Physicians in Hendersonville Choose us

Fiduciary, Fee-Only Guidance
No product sales, no commissions, no sales targets.
Physician-Specific Planning
We recognize the irregular income and unique challenges that ER doctors face.
Tax-Aware Planning
From Roth conversions to withdrawal timing, we assist you in minimizing friction and preventing surprises.
Credentialed Oversight
You will work directly with M. Chad Holland, CFA®, CFP®. Every client engagement is hands-on and not delegated.
What We Help Hendersonville Emergency Physicians Do
Consolidate legacy accounts from multiple employers and staffing firms.
Plan withdrawals and rollovers to reduce tax liability.
Develop income strategies that align with phased or unpredictable retirement timelines.
Prevent penalties and compliance errors common to physician accounts.
Schedule a Clarity Call
If you're practicing in Hendersonville or nearby, we welcome you to schedule a virtual consultation. We assist physicians across the country and provide simple, pressure-free guidance.

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Disclosures
This page is for informational purposes only and does not constitute investment advice. All investing involves risk.
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Location
Hendersonville, NC - Hours
Monday - 9am-5pm
Tuesday - 9am-5pm
Wednesday - 9am-5pm
Thursday - 9am-5pm
Friday - 9am-5pm - Phone/Fax
P | 877-733-9435
F | (980) 500-1531 - Email Us
chad@hollandcapitalgroup.com