A well‑structured 401(k) is central to recruiting and retaining employees. Some Empower plans rely on legacy fund menus or lack modern features that participants value. Benchmarking helps keep your benefit competitive and aligned with today’s workforce expectations.
Holland Capital Management in Ponte Vedra Beach, FL
The first thing to consider when looking to find a financial advisor in Ponte Vedra Beach, FL: who are the team members? That’s critical since your financial well-being requires a lot more than just portfolio management. Along with attention to investments, you will likely need other services.

M. Chad Holland CFA, CFP®
About Ponte Vedra Beach, Florida
Ponte Vedra Beach
Ponte Vedra Beach is a wealthy unincorporated community and suburb of Jacksonville, Florida in St. Johns County, Florida, United States. Located in the Jacksonville metropolitan area, 18 miles (29 km) southeast of downtown Jacksonville and 26 miles (42 km) north of St. Augustine, it is part of the Jacksonville Beaches area, and is situated on San Pablo Island.
The Problem
Investment menus might not include diversified, low‑cost options.
Features such as Roth, auto‑enrollment, and profit‑sharing may be missing or underused.
Outdated design can reduce participation and satisfaction.
Why Benchmarking Matters
Benchmarking compares design and features to peer employers.
Identifies enhancements without requiring a provider switch.
Demonstrates a competitive benefit to current and prospective employees.
How Holland Capital Helps
Independent review of Empower plan design, features, and investments.
Recommendations that improve participant experience and outcomes.
Focus on practical, low‑friction enhancements.
Our Fiduciary Advantage
Holland Capital Management, led by M. Chad Holland, CFA®, CFP®, is an independent fiduciary advisory firm. We provide objective oversight to protect plan sponsors and strengthen retirement outcomes.
Schedule a no‑cost Empower 401(k) plan quality review.
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Location
Ponte Vedra Beach, FL - Hours
Monday - 9am-5pm
Tuesday - 9am-5pm
Wednesday - 9am-5pm
Thursday - 9am-5pm
Friday - 9am-5pm - Phone/Fax
P | 877-733-9435
F | (980) 500-1531 - Email Us
chad@hollandcapitalgroup.com
Frequently Asked Questions
+Why does plan quality matter?
Competitive retirement benefits support hiring, retention, and participant outcomes.
+ Will improvements require switching providers?
Not necessarily. Many enhancements can be implemented within your current framework.
+Which features are most requested by employees?
Roth contributions, diversified low‑cost funds, auto‑enrollment, and transparent fees.