Empower 401(k) Plan Quality in Athens, GA

A well‑structured 401(k) is central to recruiting and retaining employees. Some Empower plans rely on legacy fund menus or lack modern features that participants value. Benchmarking helps keep your benefit competitive and aligned with today’s workforce expectations.

Holland Capital Management in Athens, GA

The first thing to consider when looking to find a financial advisor in Athens, GA: who are the team members? That’s critical since your financial well-being requires a lot more than just portfolio management. Along with attention to investments, you will likely need other services.

M. Chad Holland CFA, CFP®

The Problem

Investment menus might not include diversified, low‑cost options.
Features such as Roth, auto‑enrollment, and profit‑sharing may be missing or underused.
Outdated design can reduce participation and satisfaction.

Why Benchmarking Matters

Benchmarking compares design and features to peer employers.
Identifies enhancements without requiring a provider switch.
Demonstrates a competitive benefit to current and prospective employees.

How Holland Capital Helps

Independent review of Empower plan design, features, and investments.
Recommendations that improve participant experience and outcomes.
Focus on practical, low‑friction enhancements.

Our Fiduciary Advantage

Holland Capital Management, led by M. Chad Holland, CFA®, CFP®, is an independent fiduciary advisory firm. We provide objective oversight to protect plan sponsors and strengthen retirement outcomes.

Schedule a no‑cost Empower 401(k) plan quality review.

Schedule a Call

Frequently Asked Questions

+Why does plan quality matter?

Competitive retirement benefits support hiring, retention, and participant outcomes.

+ Will improvements require switching providers?

Not necessarily. Many enhancements can be implemented within your current framework.

+Which features are most requested by employees?

Roth contributions, diversified low‑cost funds, auto‑enrollment, and transparent fees.