The views outlined in this article are those of Holland Capital Management, LLC and should not be construed as individualized or personalized investment advice. Any economic and/or performance information cited is historical and not indicative of future results.
Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly in this newsletter, will be profitable, equal any corresponding indicated historical performance level(s), or be suitable for your portfolio.
Investing in stock includes numerous specific risks including: the fluctuation of dividend, loss of entire principal and potential illiquidity of the investment in a falling market. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond and bond mutual fund values and yields will decline as interest rates rise and bonds are subject to availability and change in price.
Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Holland Capital Management, LLC or from any other investment professional. To the extent that you have any questions regarding the applicability of any specific issue discussed above to your individual situation, you are encouraged to consult with Holland Capital Management, LLC or the professional advisor of your choosing. All information, including that used to compile charts, is obtained from sources believed to be reliable, but Holland Capital Management has not verified its accuracy and does not guarantee its reliability.
This newsletter does not constitute an engagement with Holland Capital Management, LLC. The information contained in this newsletter is general in nature and offered only for educational purposes. No investment decisions should be based upon this newsletter’s contents. This newsletter is not a substitute for engaging Holland Capital Management for a personal consultation whereby all of your financial circumstances, risk tolerance and investment objectives can be considered.
