A competitive 401(k) helps recruit and retain talent. Yet many employers discover their Ascensus plans carry excessive fees or outdated fund options. These costs erode participant balances and increase sponsor exposure. Benchmarking provides clarity and protection.
Holland Capital Management in Boiling Springs, SC
The first thing to consider when looking to find a financial advisor in Boiling Springs, SC: who are the team members? That’s critical since your financial well-being requires a lot more than just portfolio management. Along with attention to investments, you will likely need other services.
M. Chad Holland CFA, CFP®
About Boiling Springs, South Carolina
Boiling Springs
Boiling Springs is a census-designated place (CDP) in Spartanburg County, South Carolina, United States. The population was 8,219 at the 2010 census. The area became known as Boiling Springs because of a small spring in its heart that, up until the land was commercially developed, actually appeared as if it were boiling and would sometimes shoot water 6 feet (1.
The Problem
Fee structures can include revenue‑sharing and higher‑cost share classes.- Administrative layers may increase total plan costs.
- Limited fee transparency makes it difficult to evaluate all‑in costs.
Why Benchmarking Matters
- Sponsors must ensure all‑in fees are reasonable relative to peers.
- Benchmarking documents diligence and supports prudent adjustments.
- Establishes a defensible process for regulators and stakeholders.
How Holland Capital Helps
- Independent benchmarking of your Ascensus plan.
- Analysis of fees, fund lineup, and services with actionable steps.
- Options to improve costs and governance without disruption.
Our Fiduciary Advantage
Holland Capital Management, led by M. Chad Holland, CFA®, CFP®, is an independent fiduciary advisory firm. We provide objective oversight to protect plan sponsors and strengthen retirement outcomes.
Schedule a no‑cost Ascensus 401(k) benchmarking review.
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Location
Boiling Springs, SC - Hours
Monday - 9am-5pm
Tuesday - 9am-5pm
Wednesday - 9am-5pm
Thursday - 9am-5pm
Friday - 9am-5pm - Phone/Fax
P | 877-733-9435
F | (980) 500-1531 - Email Us
chad@hollandcapitalgroup.com
Frequently Asked Questions
+Can we lower costs without switching providers?
Often yes. Share‑class reviews and service negotiations can reduce costs within your current plan.
+ How long does the benchmarking take?
Typically 2–3 weeks with complete plan documents.
+Are plan sponsors liable for excessive fees?
Yes. Benchmarking demonstrate prudent oversight.