Protect Your Retirement Savings—With Skill and Attention
Pulmonologists spend years mastering respiratory medicine, working long shifts in ICUs, sleep labs, or pulmonary clinics. Whether you're employed by a hospital or operating a private practice, your focus is your patients. But what should you do when it’s time to leave your current employer or retire?
Rolling over your 401(k) offers both opportunities and risks. At Holland Capital Management, we partner with physicians like you to simplify the process, cut hidden costs, and make sure your assets match your long-term goals.
About Holland Capital Management in York, SC
Holland Capital Management is led by M. Chad Holland, CFA®, CFP®, and serves physicians nationwide. With offices in Charlotte, NC, and Winter Park, FL, we provide integrated retirement and investment guidance tailored to surgical professionals.
Why Pulmonologists Choose to Work With Us
We understand the unique demands placed on pulmonary specialists:
You often juggle multiple income streams (W-2, 1099, or practice distributions)
Your time is limited, and financial decisions are often deferred
You may face higher-than-average tax exposure from call stipends or consulting work
Asset protection and estate planning are often delayed due to clinical demands
We design strategies that reflect your lifestyle and income structure. Our rollover process is efficient, white-glove, and fully fiduciary.
Our 5-Step Planning Process for Pulmonologists
Review all legacy 401(k) and 403(b) accounts, including fees and investment mix- Align your rollover strategy with your career trajectory (e.g., retirement, private equity sale, new employment)
- Structure a low-cost, tax-efficient portfolio tailored to your goals
- Coordinate with your CPA or attorney on estate, tax, and asset protection implications
- Implement and monitor with fiduciary oversight and ongoing planning support
Your 401(k) Rollover Questions, Answered
If you've left a hospital group, academic institution, or private pulmonary practice, you probably have a 401(k) or 403(b) plan that's no longer actively managed. Questions we help you answer:
Should I consolidate multiple retirement accounts?
How can I reduce administrative and investment fees?
What are my options for Roth conversions?
Will rolling over affect my asset protection in my state?
How should I invest given my proximity to retirement?
If that sounds like your situation, we would be glad to help.
Let’s Talk
Schedule a clarity call to discuss your situation in confidence. There’s no pressure and no obligation. We’ll determine whether a 401(k) rollover is the right move—and how to execute it with precision.
What Makes Holland Capital Different?
Every client relationship is led directly by M. Chad Holland, CFA®, CFP®—not a junior associate or call center. You get:
- Institutional-caliber investment management
- Coordination with your legal and tax professionals
- Expertise in navigating 401(k) and 403(b) rollovers for physicians
- Planning that adapts with your evolving goals
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Location
York, SC - Hours
Monday - 9am-5pm
Tuesday - 9am-5pm
Wednesday - 9am-5pm
Thursday - 9am-5pm
Friday - 9am-5pm - Phone/Fax
P | 877-733-9435
F | (980) 500-1531 - Email Us
chad@hollandcapitalgroup.com